The Yield Layer.

Solstice Finances is the yield infrastructure layer — a protocol that delivers institutional-grade returns through delta-neutral, market-neutral strategies. With a 3-year live track record, 13.96% net IRR, and zero negative months, Solstice abstracts the complexity of yield generation and delivers consistent returns through a single settlement asset, USX.

Yield is generated through market-neutral, delta-hedged strategies including funding rate capture, basis trading, and hedged liquidity provision. These strategies profit from market structure rather than directional bets, delivering 13.96% net IRR over three years with a 6.81 Sharpe ratio and zero negative months.

USX is Solstice's overcollateralized settlement asset, backed by a diversified reserve of audited cash, tokenized Treasuries, and delta-neutral hedged positions. It serves as the foundation that powers every yield strategy in the ecosystem. Reserves are verified continuously through Accountable Proof of Solvency.

eUSX is the yield-bearing token you receive when depositing USX into YieldVault. It appreciates in value as delta-neutral strategies generate returns. With 13.96% net IRR over three years and zero negative months, eUSX represents the benchmark for low-risk institutional yield.

USX is permissionless for individuals — connect a compatible wallet and mint USX with supported stablecoins. For institutions ($500K+), we offer direct minting, custom settlement windows, dedicated OTC execution, and white-glove onboarding with managed custody options.

Yes. Smart contracts are audited multiple times by leading security firms including Halborn (3x) and Sep2. Financial statements are independently reviewed by Richie May. Reserves are verified continuously through Accountable Proof of Solvency. The protocol is fully non-custodial with no admin keys.

YaaS lets fintechs, wallets, and dApps embed institutional yield into their products via a simple API. No trading desk, no risk management infrastructure needed. Your users earn real returns while you focus on building your product. Launch in weeks, not months.

Solstice employs market-neutral strategies including delta-neutral arbitrage, funding rate capture, basis trading, and hedged liquidity provision. These strategies are designed to generate consistent returns regardless of market direction, profiting from structural inefficiencies rather than price movements.

Yes, fully. Solstice is non-custodial at every step. Your assets are managed by audited smart contracts — no team member, admin, or third party has access to user funds. You sign every transaction with your own private keys and can withdraw at any time without permission.

Solstice charges performance-based fees on yield generated — you only pay when you earn. There are no deposit fees, withdrawal fees, or hidden management costs. All fee structures are transparent and published in the protocol documentation.

strcUSX offers structured credit with built-in tranching. The senior tranche (srUSX) earns a protected 8% APY with priority claims. The junior tranche (jrUSX) earns an amplified ~29% APY by absorbing first-loss risk. Choose the tranche that matches your risk tolerance.

Solstice Finances supports all major compatible wallets. Connect your preferred wallet to mint USX, deposit into YieldVault, and manage your positions. For institutional users, we support managed custody solutions and direct integration with institutional-grade custody providers.

Solstice swap uses intelligent routing to execute token swaps in under a second. The routing engine scans multiple liquidity sources simultaneously to find the best execution price, considering split routes, multi-hop paths, and pool depths to minimize slippage. All swaps are fully on-chain with transparent, flat fees.

The Solstice DEX is a fully decentralized exchange integrated into the Solstice protocol. It provides deep liquidity, transparent execution, and zero counterparty risk. Trade directly from your wallet with no intermediaries. The Solstice DEX supports all major token pairs and features concentrated liquidity pools for maximum capital efficiency.

The Solstice app is your all-in-one interface for the Solstice Finance ecosystem. Use it to swap tokens via the Solstice DEX, deposit into yield vaults, stake assets, mint or redeem USX, manage structured credit positions, and track your portfolio performance — all from a single, unified dashboard.

The Solstice DEX charges a transparent 0.05% flat swap fee — among the lowest in the DeFi ecosystem. There are no hidden costs, withdrawal fees, or management fees. All fees are displayed clearly in the Solstice app before you confirm any transaction.